Crewmember Insurance Basics & The Suicide Clause
When cruise line employees are hired, they are entitled to certain insurance benefits if they become ill or injured while onboard. Unfortunately, cruise lines often blame the crewmember, alleging that the accident was their fault, in an effort to defend claims made by the crewmember. Matters become even more complicated when a death ensues from the accident. When there is no one to defend the deceased crewmember’s point of view, the family, who would otherwise be entitled to life insurance benefits, may be forced to forsake their claims.